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Did you click here expecting to find a ‘best buy table’ or a mortgage search engine? Well don’t feel mislead, we feel that these mislead! Search engines and tables do not give advice, they give information only.

‘Best buy tables’ and mortgage search engines have their limitations. Think about what isn’t mentioned. What are the arrangement fees? What are the penalties for early repayment? Am I tied in at the end? What are the lenders income multiples? What if I want to move again? Will the lender lend on my type of property? What about if I want to overpay? What happens if my circumstances change? Is the mortgage going to suit me next month, in six months, in two years or in five years time? Is this mortgage going to change with me and my circumstances or is it going to dictate what I can and can’t do?

We use a powerful database to search across the market. We ask questions and provide you with information so we can work out your exact requirements. We customise our search based on your current needs and circumstances. We do this with you and show you how we came to our recommendation. We also have access to mortgage broker exclusive products that are not available to ‘direct’ customers.

We want to help find the most competitive interest rate for you and the most appropriate mortgage based upon your current needs and circumstances.

 
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Oak Tree Mortgages, 372 Stratford Road, Shirley, Solihull, West Midlands B90 4AQ is authorised and regulated by the Financial Services Authority. We are entered on the FSA Register No 302247 at www.fsa.gov.uk/register. Oak Tree Mortgages is the trading name of Andrew Rawlings and Calvin Oram. The guidance and/or advice contained within the website is subject to the UK regulatory regime and therefore is primarily targeted at customers in the UK.

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